We catch merchant processors before they steal your profits and give you the tools and warriors to fight back!
WHAT TO EXPECT
Take control of your payment costs with automated auditing, and proven strategies to stop overcharges.
Benchmark Onboarding
01
Uncover junk fees, downgrades, markups, and contract variance. Full recovery report in 72 hours.
Benchmark Onboarding
01
Uncover junk fees, downgrades, markups, and contract variance. Full recovery report in 72 hours.
Benchmark Onboarding
01
Uncover junk fees, downgrades, markups, and contract variance. Full recovery report in 72 hours.
Automated Monitoring
02
Automated monthly audits decode hidden statement text. Real-time alerts when any fee changes.
Automated Monitoring
02
Automated monthly audits decode hidden statement text. Real-time alerts when any fee changes.
Automated Monitoring
02
Automated monthly audits decode hidden statement text. Real-time alerts when any fee changes.
Proactive Protection
03
We fight for you. Negotiate reversals, provide switching support, or activate legal backing.
Proactive Protection
03
We fight for you. Negotiate reversals, provide switching support, or activate legal backing.
Proactive Protection
03
We fight for you. Negotiate reversals, provide switching support, or activate legal backing.
Join the Revolution
tricks we catch
Fake Interchange. They bury markups inside “interchange” lines that don’t actually exist.
Weekend Rate Hikes. They raise your pricing when you’re not looking—and quietly keep it there.
Flat Pricing, Fat Profits. Their “simple rate” is just 40+ hidden basis points of greed.
Disable least-cost routing on debit.
Phantom Compliance Fees. “PCI” and “Security” surcharges that pad their margins, not your safety.
Fake Interchange. They bury markups inside “interchange” lines that don’t actually exist.
Weekend Rate Hikes. They raise your pricing when you’re not looking—and quietly keep it there.
Flat Pricing, Fat Profits. Their “simple rate” is just 40+ hidden basis points of greed.
Disable least-cost routing on debit.
Phantom Compliance Fees. “PCI” and “Security” surcharges that pad their margins, not your safety.
Fake Interchange. They bury markups inside “interchange” lines that don’t actually exist.
Weekend Rate Hikes. They raise your pricing when you’re not looking—and quietly keep it there.
Flat Pricing, Fat Profits. Their “simple rate” is just 40+ hidden basis points of greed.
Disable least-cost routing on debit.
Phantom Compliance Fees. “PCI” and “Security” surcharges that pad their margins, not your safety.
TESTIMONIALS
TESTIMONIALS
TESTIMONIALS
The cost effective and streamlined solution will save money for years to come. Aaron demonstrated deep expertise, excellent communication, and a strong commitment to meeting deadlines.
Levin Schnee
Starcke Abrasives
There are a handful of Independent B2B Merchant Sellers that fully understand the value that Card Payments can deliver to a B2B business. Aaron is on that list.
Roger McNamara
Visa
I have worked with other processors for over a decade. The level of professionalism that I have experienced with Aaron has been beyond anything that I have experienced in this industry.
Brook Beers
Agile Off-Road
The cost effective and streamlined solution will save money for years to come. Aaron demonstrated deep expertise, excellent communication, and a strong commitment to meeting deadlines.
Levin Schnee
Starcke Abrasives
There are a handful of Independent B2B Merchant Sellers that fully understand the value that Card Payments can deliver to a B2B business. Aaron is on that list.
Roger McNamara
Visa
I have worked with other processors for over a decade. The level of professionalism that I have experienced with Aaron has been beyond anything that I have experienced in this industry.
Brook Beers
Agile Off-Road
The cost effective and streamlined solution will save money for years to come. Aaron demonstrated deep expertise, excellent communication, and a strong commitment to meeting deadlines.
Levin Schnee
Starcke Abrasives
There are a handful of Independent B2B Merchant Sellers that fully understand the value that Card Payments can deliver to a B2B business. Aaron is on that list.
Roger McNamara
Visa
I have worked with other processors for over a decade. The level of professionalism that I have experienced with Aaron has been beyond anything that I have experienced in this industry.
Brook Beers
Agile Off-Road
The cost effective and streamlined solution will save money for years to come. Aaron demonstrated deep expertise, excellent communication, and a strong commitment to meeting deadlines.
Levin Schnee
Starcke Abrasives
There are a handful of Independent B2B Merchant Sellers that fully understand the value that Card Payments can deliver to a B2B business. Aaron is on that list.
Roger McNamara
Visa
I have worked with other processors for over a decade. The level of professionalism that I have experienced with Aaron has been beyond anything that I have experienced in this industry.
Brook Beers
Agile Off-Road
The cost effective and streamlined solution will save money for years to come. Aaron demonstrated deep expertise, excellent communication, and a strong commitment to meeting deadlines.
Levin Schnee
Starcke Abrasives
There are a handful of Independent B2B Merchant Sellers that fully understand the value that Card Payments can deliver to a B2B business. Aaron is on that list.
Roger McNamara
Visa
I have worked with other processors for over a decade. The level of professionalism that I have experienced with Aaron has been beyond anything that I have experienced in this industry.
Brook Beers
Agile Off-Road
The cost effective and streamlined solution will save money for years to come. Aaron demonstrated deep expertise, excellent communication, and a strong commitment to meeting deadlines.
Levin Schnee
Starcke Abrasives
There are a handful of Independent B2B Merchant Sellers that fully understand the value that Card Payments can deliver to a B2B business. Aaron is on that list.
Roger McNamara
Visa
I have worked with other processors for over a decade. The level of professionalism that I have experienced with Aaron has been beyond anything that I have experienced in this industry.
Brook Beers
Agile Off-Road
The cost effective and streamlined solution will save money for years to come. Aaron demonstrated deep expertise, excellent communication, and a strong commitment to meeting deadlines.
Levin Schnee
Starcke Abrasives
There are a handful of Independent B2B Merchant Sellers that fully understand the value that Card Payments can deliver to a B2B business. Aaron is on that list.
Roger McNamara
Visa
I have worked with other processors for over a decade. The level of professionalism that I have experienced with Aaron has been beyond anything that I have experienced in this industry.
Brook Beers
Agile Off-Road
The cost effective and streamlined solution will save money for years to come. Aaron demonstrated deep expertise, excellent communication, and a strong commitment to meeting deadlines.
Levin Schnee
Starcke Abrasives
There are a handful of Independent B2B Merchant Sellers that fully understand the value that Card Payments can deliver to a B2B business. Aaron is on that list.
Roger McNamara
Visa
I have worked with other processors for over a decade. The level of professionalism that I have experienced with Aaron has been beyond anything that I have experienced in this industry.
Brook Beers
Agile Off-Road
PRICING
Payment Health Check has a savings guarantee if you don't save our fee in a month - use our service for 6 months for free.
One Time
$1499
$1999
Enjoy the core Think Forward® experience:
Statement Analysis
Junk Fee Report
Negotiation Script
One Time
$1499
$1999
Enjoy the core Think Forward® experience:
Statement Analysis
Junk Fee Report
Negotiation Script
One Time
$1499
$1999
Enjoy the core Think Forward® experience:
Statement Analysis
Junk Fee Report
Negotiation Script
Quarterly
$295
$495
Everything from One Time plus:
Quarterly Statement Analysis
Fee Variance Report
Priority seating at keynotes
Quarterly
$295
$495
Everything from One Time plus:
Quarterly Statement Analysis
Fee Variance Report
Priority seating at keynotes
Quarterly
$295
$495
Everything from One Time plus:
Quarterly Statement Analysis
Fee Variance Report
Priority seating at keynotes
Montlhy
$99
$199
General Admission for up to 5 team members:
Contract Variance
Monthly Statement Report
Proactive Rate Protection
Montlhy
$99
$199
General Admission for up to 5 team members:
Contract Variance
Monthly Statement Report
Proactive Rate Protection
Montlhy
$99
$199
General Admission for up to 5 team members:
Contract Variance
Monthly Statement Report
Proactive Rate Protection
FAQ
FAQ
FAQ
FAQ
Still got questions? Feel free to reach out. We're happy to help.
How does the Payment Health Check actually work?
We audit your merchant statements using automation that exposes hidden markups, fake interchange lines, and buried rate hikes. Then we give you clear tools and reporting to fight back—so you can keep your provider honest or replace them entirely.
What kind of businesses benefit the most?
Any company that accepts credit cards and wants leverage. We empower owners, finance teams, and operators with the data, tools, and confidence to fight back, switch if needed, or keep their current provider accountable—all without friction.
Do I need to switch providers to use this?
No—you can start by keeping your current provider. However, to unlock our full protection guarantee, we work with a pre-approved network of certified providers who give us transparent reporting access. That means no disruption, zero downtime, and friction-free monitoring of your live statements.
How often do you audit my statements?
That depends on your plan: One-Time Audit: We review your last three statements and contract to deliver a detailed cost recovery report. Quarterly Plan: We bulk-audit statements every quarter for ongoing savings validation. Proactive Plan: We monitor new statements in real time—every month, as soon as they’re available.
Can you really recover hidden fees?
Yes. Recovery happens in two ways: Prevention – By catching and blocking rate increases the moment they appear in your statements. Reclamation – By working through our verified provider network to negotiate reimbursements and correct overbilling.
What makes this different from my payment processor?
Your processor profits when your costs rise—we don’t. They’re rewarded on markup; we’re rewarded on fairness. Our only incentive is to protect your margin, your data, and your trust.
How does the Payment Health Check actually work?
We audit your merchant statements using automation that exposes hidden markups, fake interchange lines, and buried rate hikes. Then we give you clear tools and reporting to fight back—so you can keep your provider honest or replace them entirely.
What kind of businesses benefit the most?
Any company that accepts credit cards and wants leverage. We empower owners, finance teams, and operators with the data, tools, and confidence to fight back, switch if needed, or keep their current provider accountable—all without friction.
Do I need to switch providers to use this?
No—you can start by keeping your current provider. However, to unlock our full protection guarantee, we work with a pre-approved network of certified providers who give us transparent reporting access. That means no disruption, zero downtime, and friction-free monitoring of your live statements.
How often do you audit my statements?
That depends on your plan: One-Time Audit: We review your last three statements and contract to deliver a detailed cost recovery report. Quarterly Plan: We bulk-audit statements every quarter for ongoing savings validation. Proactive Plan: We monitor new statements in real time—every month, as soon as they’re available.
Can you really recover hidden fees?
Yes. Recovery happens in two ways: Prevention – By catching and blocking rate increases the moment they appear in your statements. Reclamation – By working through our verified provider network to negotiate reimbursements and correct overbilling.
What makes this different from my payment processor?
Your processor profits when your costs rise—we don’t. They’re rewarded on markup; we’re rewarded on fairness. Our only incentive is to protect your margin, your data, and your trust.
How does the Payment Health Check actually work?
We audit your merchant statements using automation that exposes hidden markups, fake interchange lines, and buried rate hikes. Then we give you clear tools and reporting to fight back—so you can keep your provider honest or replace them entirely.
What kind of businesses benefit the most?
Any company that accepts credit cards and wants leverage. We empower owners, finance teams, and operators with the data, tools, and confidence to fight back, switch if needed, or keep their current provider accountable—all without friction.
Do I need to switch providers to use this?
No—you can start by keeping your current provider. However, to unlock our full protection guarantee, we work with a pre-approved network of certified providers who give us transparent reporting access. That means no disruption, zero downtime, and friction-free monitoring of your live statements.
How often do you audit my statements?
That depends on your plan: One-Time Audit: We review your last three statements and contract to deliver a detailed cost recovery report. Quarterly Plan: We bulk-audit statements every quarter for ongoing savings validation. Proactive Plan: We monitor new statements in real time—every month, as soon as they’re available.
Can you really recover hidden fees?
Yes. Recovery happens in two ways: Prevention – By catching and blocking rate increases the moment they appear in your statements. Reclamation – By working through our verified provider network to negotiate reimbursements and correct overbilling.
What makes this different from my payment processor?
Your processor profits when your costs rise—we don’t. They’re rewarded on markup; we’re rewarded on fairness. Our only incentive is to protect your margin, your data, and your trust.